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ATM Frequently Asked Questions

Affinity Plus is a member of the Instant Cash ATM network to offer you more surcharge free ATMs and on-line service. Most of the ATMs on the list have been surcharge free to our members in the past, but because things can change, we cannot guarantee that they will always be free.

Questions and Answers:

Q. What are the benefits of "on-line" service?: On-line service means that ATM deposits and withdrawals affect your account balance immediately. It also means the funds available for withdrawal are always up to date. So if you make a deposit at the branch, then stop by an ATM to get some cash, the funds should be available to you as if you were in a branch.
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Q. Will ATMs not located at financial institutions be on-line?: Yes, all ATMs will be on-line for our members.
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Q. What advantages does the Instant Cash network give me?: In addition to being on-line, the Instant Cash network gives you hundreds more free ATMs. Please note that not all Instant Cash ATMs are free. You can still use your card at virtually every ATM in Minnesota.
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Q. How can I tell if an ATM charges a Surcharge Fee?: Next to the ATM location, it will list SF=N or SF=Y. If the ATM has an SF=N it will charge a surcharge fee. If the ATM listing indicates SF=Y this ATM will not charge a fee.

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*Please note: Affinity Plus does not charge members a fee for using Instant Cash ATMs. However, individual owners of Instant Cash ATMs may charge a fee.

If you have any other questions, please contact us . or call us at 651-291-3700 or 1-800-322-7228.

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

EEO/AA Employer

AdditionalResources

ATM Frequently Asked Questions

Questions and Answers:

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