Questions? E-mail Member Relations at:
affinityplus@affinityplus.org
A partnership with Visa
People use credit cards for a variety of reasons: to establish credit, convenience, security, or to take advantage of rewards programs. Therefore, Affinity Plus has partnered with Visa to offer a credit card program that is individualized to meet your needs. The new Affinity Plus Platinum Rewards Card suits all lifestyles.
- Low fixed rate of 9.9% - 17.90% APR*
- 25-day grace period when balance is paid in full (no grace period for cash advances)
- No annual fee
- Free auto rental collision/loss damage waiver insurance
- Earn one CURewards point for every dollar you charge with up to five years to redeem your points. No points will be earned for cash advances, convenience checks, or balance transfers.
- Start redeeming your points at 2,500 for merchandise; 25,000 for travel
- Individualized credit line
With the Visa Platinum card, you are rewarded for your purchases with the Platinum card's CURewards Program. Earn one point for every dollar you charge. Redeem your points at one of ten point levels and choose from over 500 brand-name items for merchandise or travel.
To view the CURewards Program, or redeem your points, click here.
Visa Payment Address:
Visa
PO Box 660348
Dallas TX 75266-0348
Visa Disclosures:
Credit Card Terms. Full disclosures and details will be mailed with your new Visa card.
| Platinum Annual Percentage Rate |
9.90% - 17.90% |
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| Payment Status Rate |
18% |
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| Grace Period |
You have 25 days after the closing date of a billing cycle to repay your entire balance before any additional finance charge on purchases will be imposed. No grace period for cash advances. |
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| Minimum FinanceCharge |
none |
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| Method of Computing the Balance |
Average daily outstanding unpaid balance (including current transactions) |
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| Over the Credit Limit Fee |
$15.00 |
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| Transaction Fees for Purchases |
None |
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| Cash Advance Fee |
2% of advance amount/$2 minimum |
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| Late Payment Fee |
$15.00 |
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| Annual Fee |
None |
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*APR = Annual Percentage Rate. Affinity Plus determines your Affinity Plus Platinum Rewards Card APR bi-annually in April and October based on your cumulative credit history. Rates range from 9.90%-17.90% APR. If your account is delinquent for two (2) cycles, the APR will increase to 18.00%. This APR will be applied to all outstanding balances on your account and will remain in effect until the account is current for three (3) consecutive months.