Home Equity

Last Updated On: Wednesday, September 02, 2009

Home Equity Line of Credit Variable Rate. 10 year maximum term.
	APR*	Daily Periodic Rate
Rates as low as
< 90%	3.00%	.000082191
> 90%	5.50%	.000150684

* APR = Annual Percentage Rate. Rates are variable. Maximum APR is 18%. Rates are subject to change without notice. Actual rates are based on the applicant's credit and payment history. Homeowner's insurance is required on the property securing the loan. Third-party fees will apply ranging from $46 - $1,000 -- consult an Affinity Plus representative for details. The above rates are also the rates for the Home Equity Visa card. Non-owner Occupied Home Equity Lines of Credit are not available as Home Equity Visa cards.

Prime Rate Index: 3.25%

Less than 90% loan to value-fixed rate***
Home Equity Loan	Fixed Rate	Payment Example
Rates as low as
5yr	5.40%	$19.06 per $1,000 borrowed
10yr	6.40%	$11.30per $1,000 borrowed
15yr	7.40%	$9.21 per $1,000 borrowed

Greater than 90% loan to value-fixed rate***
Home Equity Loan	Fixed Rate	Payment Example
Rates as low as
5yr	6.35%	$19.50 per $1,000 borrowed
10yr	7.35%	$11.79 per $1,000 borrowed
15yr	8.35%	$9.76 per $1,000 borrowed

* **APR = Annual Percentage Rate. Rates are fixed rates. Maximum APR is 18%. Rates are subject to change without notice. Actual rates are based on the applicant's credit and payment history. Homeowner's insurance is required on the property securing the loan. Third-party fees will apply ranging from $46 - $1,000 -- consult an Affinity Plus representative for details. Fixed Home Equity Loans are not available as a Home Equity Visa card.

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

EEO/AA Employer

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Home Equity

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