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Product Why it is important What it covers

Safe Haven Loan Protection

Safe Haven* helps relieve the financial stress and worry related to making loan payments when your life takes an unexpected turn. With Safe Haven Loan Protection, your consumer loan payments will be cancelled without penalty, added interest, or being reported as delinquent to credit bureaus.

*Enrollment in the program is voluntary and not required to obtain a loan.

Loss of Life: Gives your family time to get back on its feet financially.

Disability: Helps you avoid bills piling up as you try to regain your health and earning capacity. Use to supplement any disability coverage you may have at work (which usually only covers 60 percent of take-home pay).

Involuntary Unemployment: Gives you assurance during a difficult time that one of your major monthly expenses will be taken care of as you search for new employment.

AAA Auto & Homeowners Insurance

Affinity Plus Federal Credit Union and AAA are pleased to announce a significant new benefit for members. As a member you will now be eligible for:

  • Exclusive discounts on AAA Membership and
  • Group-discounted auto, homeowners and renters insurance through AAA

These exclusive discounts are available to all Affinity Plus Federal Credit Union members who join AAA and those that are current AAA members. Affinity Plus members can experience the valuable benefits, added peace of mind, and exclusive savings AAA Membership offers! Click here to read more.

Guaranteed Auto Protection (GAP)

GAP could save you thousands of dollars that would otherwise be an out-of-pocket expense. This affordable coverage bridges the gap between what you owe and what your insurance company will pay. Your automobile insurance will cover damages in the event of an accident, but if your vehicle is declared a total loss or is stolen and not recovered, there's no safety net to protect you from financial hardship. Why do you need GAP protection:

Your Financing Agreement: GAP covers your financing agreement for the entire loan.

Protection: GAP delivers all-risk protection from total loss or unrecovered theft.

Coverage: GAP offers generous coverage up to $10,000.

Process: No separate cash payment is needed. Simply add the cost of GAP to your loan.

To receive more information, or to find our different plans and coverages contact your local branch or call us at (651) 291-3700 or toll free at (800) 322-7228, or contact us online.


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