Home Loans. Your new home is waiting.
Whether you’re dreaming of a place in a quiet neighborhood, a cabin up north or a maintenance-free townhome, you deserve easy. And that includes a quick application process and dedicated mortgage loan officers that care about your home loan goals and financial well-being.
home sweet home loan
Your dedicated Affinity Plus mortgage loan officer is with you from the start of your search through closing, with guidance on the down payment, explanation of closing costs and more.
Low Rates
Save money and keep homeownership affordable with our competitive rates as low as 7.134% APR*.Down Payment Guidance
We'll explain your options, and help you find down payment assistance programs in your area. We can even help you create a savings plan.Title & Closing
Learn more about our title and closing services to ensure a streamlined process and peace of mind.Buying, building, and beyond
Let’s make your home goals happen. Our mortgage experts are ready to help you with your home loan options so that you can buy your first home, build a new one, or find your dream home.
- Fixed or adjustable rate loans
- Flexible terms and affordable down payment options
- First time homebuyer options with just 3% down payment**
- No prepayment penalties
- Rewarding home loans that earn you MyPlus Rewards™ points
With a home loan through Affinity Plus, you have a partner through the life of the loan, and we will not hand over the servicing of your loan to a third party.
Good to know
*A loan for 30-years at 7.134% APR will result in approximate monthly payment of $1,663.26. Payment examples for conventional fixed loans are based upon a $250,000 loan for a single-family residence in Minnesota and include finance charges. Jumbo loans are based upon a $750,000 loan amount. Payment examples for ARMs assume a 30-year term. For ARMs, the interest rate, APR, and monthly payments may increase after the initial fixed-interest rate period. Taxes, insurance premiums and mortgage insurance (where applicable) are not included. Your rate may be different depending on your credit history, loan-to-value, property value and other factors. Closing costs will apply. Homeowner's insurance is required on the property securing the loan. New or existing Affinity Plus membership is required.
**Rate adjustments may apply to all loans with a 3% down payment based on credit, loan to value and debt to income.