The bold, orange Affinity Plus Classic card

Visa® Premier Classic. Always In-Style.

If you’re just starting to build your credit and aren’t yet ready for the exclusive benefits of the Visa Premier Select Rewards card, this card might be a good option for you.

  • No annual fee
  • Rates from 9.15 – 18.00% APR*
  • $500 minimum credit line

Apply Online   


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Lower APR

If you tend to carry a balance on your credit card, you’ll benefit from the lower APR this card offers.

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No Balance Transfer Fees

Save on interest charges from your higher-rate card.

Transfer at any time, without a fee or promotional period.

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No Surprise Penalties

Your interest rate won’t increase if your payment is late or you go over your limit.

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Affinity Plus Card Benefits

You’ll get all the benefits you expect with your credit card.

View all Affinity Plus credit card benefits.

Getting Started is Easy

Not a member yet?

You can apply for a credit card and become a member at the same time.

Already a member?
You can save time on your application by logging in to online banking or the mobile app.

Have Questions?

From video calls and Live Chat to secure messaging, there are all kinds of ways to contact us.

The sleek and stylish black Affinity Plus Select Rewards card

Want a card that earns rewards?

If you’d prefer a credit card that earns rewards, check out the Visa Premier Select Rewards card. You’ll also be eligible for cash back and get premium Visa benefits.

Learn about Premier Select Rewards Compare Cards
Credit Card Disclosures

* APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

View our Credit Card Agreement and Credit Card Disclosures for important details regarding our credit cards.