Credit Card Rates

Effective as of April 13, 2020

We offer two credit cards, each with a low annual percentage rate (APR) for purchases, cash advances and balance transfers.

Learn more about our Credit Cards →

Credit CardAPR*
as low as
Visa® Premier Classic8.15%
Visa® Premier Select Rewards11.15%

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Rewards Card With No Annual Fee

With the Visa® Premier Select Rewards card, you earn MyPlus Rewards™ points that can be redeemed for cash back, travel and other reward options.

Credit Card Disclosures

* APR = Annual Percentage Rate. This APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.

Full Credit Card Disclosures