Personal Loan Rates

Our personal loans can help cover expenses for anything life throws at you.

Bicycle Loan

Term	APR* as low as	Payment Example per $1,000 borrowed
12 month Fixed-Rate	8.49% APR*	$87.22 Payment Example
24 month Fixed-Rate	8.74% APR*	$45.57 Payment Example
36 month Fixed-Rate	8.99% APR*	$31.80 Payment Example

Apply for a Bicycle Loan See Details

Credit Builder Loan

Build your credit and borrow between $500–$1,000. Terms from 6 to 18 months are available.

Term	APR* as low as	Payment Example per $1,000 borrowed
18 months Fixed-Rate	6.00% APR*	$58.23 Payment Example

Apply for a Credit Builder Loan See Details

Holiday Loan

Borrow up to $2,500 for holiday expenses, and celebrate with peace of mind. Available all year.

Term	APR* as low as	Payment Example per $1,000 borrowed
10 months	9.74%	$104.52

Apply for a Holiday Loan See Details

Homeowner Debt Consolidation

Our Homeowner Debt Consolidation loan offers loan amounts up to $20,000 with fixed interest rates.

Length of Homeownership	Maximum Term	APR* as low as	Payment Example per $1,000 borrowed
0 - 5 years	60 months Maximum Term	11.49% APR*	$21.99 Payment Example
5 - 10 years	60 months Maximum Term	10.99% APR*	$21.74 Payment Example
More than 10 years	60 months Maximum Term	10.74% APR*	$21.61

Apply for Homeowner Debt Consolidation See Details

Homeowner Personal Loan

Our Homeowner Personal loan offers loan amounts up to $30,000 with fixed interest rates.

Length of Homeownership	Maximum Term	APR* as low as	Payment Example per $1,000 borrowed
LOAN AMOUNTS UP TO $20,000
0 - 5 years	72 months Maximum Term	10.74% APR*	$18.90 Payment Example
5 - 10 years	72 months Maximum Term	10.24% APR*	$18.65 Payment Example
More than 10 years	72 months Maximum Term	9.99% APR*	$18.52 Payment Example
LOAN AMOUNTS $20,000–$30,000
0 - 5 years	72 months Maximum Term	11.74% APR*	$19.42 Payment Example
5 - 10 years	72 months Maximum Term	11.24% APR*	$19.16 Payment Example
More than 10 years	72 months Maximum Term	10.99% APR*	$19.03 Payment Example

Apply for a Homeowner Personal Loan See Details

Personal Line of Credit

Maximum Term	APR* as low as	Payment Example per $1,000 borrowed
120 months Fixed-Rate	14.49% APR*	$15.81 Payment Example

Apply for a Personal Line of Credit See Details

Personal Secured

For loans secured by funds in Affinity Plus share accounts or investment certificates, ask or call for details and current rates.

Personal Unsecured

Term	APR* as low as	Payment Example per $1,000 borrowed
36 months Fixed-Rate	10.74% APR*	$32.62 Payment Example
48 months Fixed-Rate	11.24% APR*	$25.96 Payment Example
60 months Fixed-Rate	11.74% APR*	$22.11 Payment Example

Apply for a Personal Unsecured Loan See Details

Solar Loan

Term	APR* as low as	Payment Example per $1,000 borrowed
LOAN AMOUNTS UP TO $20,000
5 Years Fixed-Rate	7.74% APR*	$20.15 Payment Example
10 Years Fixed-Rate	7.74% APR*	$12.00 Payment Example
15 Years Fixed-Rate	8.24% APR*	$9.70 Payment Example
LOAN AMOUNTS $20,000–$40,000
5 Years Fixed-Rate	8.74% APR*	$20.63 Payment Example
10 Years Fixed-Rate	8.74% APR*	$12.53 Payment Example
15 Years Fixed-Rate	9.24% APR*	$10.29 Payment Example

Apply for a Solar Loan See Details

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Personal Loans Rate Disclosures

*APR = Annual Percentage Rate. All loans subject to approval. The stated rate is the lowest available rate. Your actual rate may be different depending on your payment and credit history. Maximum APR for these loans is 18%. Some restrictions may apply. New or existing Affinity Plus membership is required.

Rates effective January 1, 2024 and subject to change at any time without notice

Current Rates