Traditional Long-Term Care
Using the bathroom, getting dressed, and eating a meal are things you do every day. If illness or accident prevents you from performing these and other daily tasks, this coverage helps you receive the care you need to accomplish them.
Universal Life with Long-Term Care Riders
A policy that combines the benefits of both Long Term Care and Life Insurance, this tool is a 2-in-1 asset protector. If you never need coverage for care, the lump sum you initially contribute will be paid out tax-free to your beneficiaries as intended; however, if the need for care arises, the benefit can be used to offset those expenses instead and to reduce the burden on your family and estate.
Contact a Financial Professional