Josh, Affinity Plus Member

IRAs Retirement Planning

The Affinity Plus Investment Center program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.

It's always the right time to start planning for retirement – whether you've just joined the working world or have hit your stride (or have been striding for years) in your career.

If you're not a planner, that's okay. Our Financial Professionals can help you choose the right products to help you with your retirement goals.

Traditional IRA

Funds grow tax-deferred, but are taxed at your current ordinary income when withdrawn after age 59½. Contribution eligibility not tied to individual or household income.

  • Contributions may be tax deductible
  • Accounts are tax-deferred and penalty-free if withdrawn after age 59½
  • Limits on annual contributions
  • Must have taxable income to be eligible to contribute
  • Cannot continue funding after age of 70½ 
  • Required Minimum Distributions begin at age 72
  • Withdrawals after age 59½ taxed as ordinary income
  • Ability to convert portions to a ROTH IRA on an annual basis
Contact a Financial Professional

Roth IRA

Funds grow tax-deferred and withdrawals after the age 59½ are tax-free. Contribution eligibility is based on individual and household income limits.

  • Contribution eligibility based on individual and household income level
  • Funds are tax deferred while invested, and tax free if withdrawn after age 59½ 
  • Ability to continue funding after age 70½
  • No required minimum distributions (RMDs)
  • The account balance can pass tax free to beneficiaries at death
  • Limits on annual contributions
  • Must have taxable income to be eligible to contribute
Contact a Financial Professional

Manage your account

Check the background of your investment professional on FINRA's BrokerCheck.

BrokerCheck Access CUNA Brokerage Account

Affinity Plus Investment Center Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America.

FR-3258343.1-0920-1022

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