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Maggie, Minnesota Resident

Certificates. Watch 'Em Grow.

In exchange for letting your money sit for a set amount of time, you’ll earn more of it. Low risk, no fuss. It’s that easy.

What You Get

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Wide Range of Terms

Choose a term that fits your goals, whether it’s just a few months or up to 5 years.1

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Predictable Earnings

Know how much you’ll earn, thanks to the dividend rate you lock in for the whole term.2

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MyPlus Rewards™ Points

Earn 4 MyPlus Rewards points a month per $1,000 in average daily savings balances.

Take Your Pick & Open It Online

Basic Certificate

Pick a term, make your deposit, then let the certificate do the rest.

  • $500 minimum balance
  • No limit on the amount of your single deposit
  • 3 – 60 month terms

Open an AccountCheck Rates

Certificate Builder

Save with a low minimum balance requirement and unlimited deposits.

  • $100 minimum balance
  • No limit on the number or the amount of deposits
  • 12 month term

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Wahoo Certificate

There's no minimum balance, and you get 1
no-penalty withdrawal.

  • No minimum balance
  • Make an unlimited number of deposits, up to the maximum balance of $25,000
  • 12 month term

Open an AccountCheck Rates

Getting Started is Easy

Not a member yet?

You can open an account and become a member at the same time.

Already a member?

You can save time on your account opening by logging in to online banking or the mobile app.

Prefer in person?

To reduce your wait time at the branch, schedule an appointment.

The 12-month, 36-month and 60-month Basic Certificate, Certificate Builder and Wahoo Certificate are available as an Individual Retirement Account (IRA) Certificate. If you're interested in investing IRA funds into a certificate, contact us and we'll help you set this up.

Good to Know

Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy info.

1. Certificate accounts automatically renew at the maturity date.
2. Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.