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Maggie, Minnesota Resident

Certificates. Watch 'Em Grow.

In exchange for letting your money sit for a set amount of time, you’ll earn more of it. Low risk, no fuss. It’s that easy.

What You Get

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Wide Range of Terms

Choose a term that fits your goals, whether it’s just a few months or up to 5 years.1

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Predictable Earnings

Know how much you’ll earn, thanks to the dividend rate you lock in for the whole term.2

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MyPlus Rewards™

Earn 4 MyPlus Rewards points a month per $1,000 in average daily savings balances.

Take Your Pick & Open It Online

Basic Certificate

Pick a term, make your deposit, then let the certificate do the rest.

  • $500 minimum balance
  • No limit on the amount of your single deposit
  • 3 – 60 month terms

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Certificate Builder

Save with a low minimum balance requirement and unlimited deposits.

  • $100 minimum balance
  • No limit on the number or the amount of deposits
  • 12 month term

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Wahoo Certificate

There's no minimum balance, and you get 1
no-penalty withdrawal.

  • No minimum balance
  • Make an unlimited number of deposits, up to the maximum balance of $25,000
  • 12 month term

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Getting Started is Easy

Not a member yet?

You can open an account and become a member at the same time.

Already a member?

You can save time on your account opening by logging in to online banking or the mobile app.

We're here to help.

From video calls and Live Chat to secure messaging, there are all kinds of ways to contact us.

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Superior Money Market

Get the very best rate of all our accounts, and no minimum balance! Because you deserve flexibility.

Superior Money Market details

The 12-month, 36-month and 60-month Basic Certificate, Certificate Builder and Wahoo Certificate are available as an Individual Retirement Account (IRA) Certificate. If you're interested in investing IRA funds into a certificate, contact us and we'll help you set this up.

Good to Know

Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.
Membership Terms & Conditions: Your detailed account agreement and policy info.

1. Certificate accounts automatically renew at the maturity date.
2. Early withdrawal penalties may apply if you withdraw funds from your account before the maturity date. For Wahoo Certificate accounts, you may make one withdrawal without penalty.