* Closing costs will apply ranging from $340 - $1,000. Ranges are based on a minimum loan amount of $10,000 and a maximum of $100,000.
† The APR for home equity lines of credit are based upon The Wall Street Journal Prime Rate ("Prime") plus a margin, and will vary with Prime. The maximum APR is 18%. Your APR will be based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, Combined Loan-to-Value (CLTV), and/or property type. Minimum credit line is $10,000. Maximum credit line is $100,000. 10-year draw period followed by a single balloon payment of the entire outstanding balance.
Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 90% of the property value on 1-4 family, owner-occupied properties. Non-owner-occupied properties subject to different terms. All loans are subject to credit approval. New or existing Affinity Plus membership is required.