We offer refinancing for properties in Minnesota, North Dakota and Wisconsin. Choose from fixed-rate or adjustable-rate loans with flexible terms to meet your needs.
Traditional vs. Cash-Out Refinancing
If your goal is to reduce your payments by getting a lower rate, a shorter term, or more manageable monthly payments, then a Traditional Refinance is a good lower-cost option.
If your goal is to use the equity in your home and get cash at closing, then a Cash-Out Refinance might be right for you. It replaces your existing mortgage with a new, higher-balance loan whose terms can sometimes be more favorable than your current loan’s. The cash amount you get is the difference between these 2 loans.
Borrow up to 95% of your home's value to maximize the cash-out amount you can access. Use the funds to pay off higher-interest debt or other expenses.
Home Equity Alternatives
Our Home Equity Loan or Home Equity Line of Credit are alternatives to a cash-out refinance that might work for you. Learn more about our Home Equity options.
Title & Closing Services
Through our wholly-owned title company, Affinity Plus Title Company, we provide a streamlined closing process with clear and accurate title services.
Learn about our Title and Closing services