Disclosures and Important Information
1. Visa credit cards come with Auto Rental Collision Damage Waiver, Roadside Assistance, Emergency Cash and Emergency Card Replacement.
2. Affinity Plus offers 3 Skip a Pay months to cardholders. You'll be notified of the option if you're eligible with a skip payment message on your statement. During a Skip A Pay month, no payment is necessary on a credit card, however finance charges will continue to accrue at the normal rate.
3. APR = Annual Percentage Rate. APR is based on The Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime. Rates are subject to change at any time without notice. The maximum APR is 18%. The stated rate reflects all available discounts. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. New or existing Affinity Plus membership is required.
† The introductory rate for the Visa® Premier Select Rewards credit card is valid for purchases and balances transfers made within the first 90 days of card opening starting from the date your account is approved. Valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards and not be made payable to you, cash, or to make payments toward amounts you owe Affinity Plus Federal Credit Union. After the introductory period, any balance transfers or purchases processed will incur finance charges at your card’s standard rate. The standard variable APR is 11.15% — 18.00%, based on your payment and credit history.
View our Credit Card Agreement and Credit Card Disclosures for important details regarding our credit cards.